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Community Association Insurance

Do you live in a community that has an HOA or similar monthly fee? If so, you qualify for community association insurance with Jackson Insurance Services. What is residential community insurance? Also known as homeowner association insurance and can be tailored to meet the specific needs of your building or property. At Jackson Insurance Services, we can help you select the coverage that meets your needs with competitive insurance options.

What Does Community Association Insurance Cover?

Here are a few features available in the residential community insurance and homeowner association insurance policies. Interior-swimming-pool

  • Building Coverage — Covers the building and anything attached to it, i.e. fixtures, flooring and cabinets, as well as any auxiliary structures a Residential Community Association would have such as signs, fencing, garage(s), pool, and/or clubhouse.
  • Comprehensive General Liability — Helps protect the insured against legal liability caused by bodily injury, property damage, personal injury, and advertising injury to others.
  • Directors and Officers Liability — Protects members of the association board against claims alleging wrongful acts in carrying out their duties.
  • Employee Dishonesty — Provides coverage in the event of a direct physical loss to business, personal property, money and securities caused by a dishonest act committed by an employee. If an association contracts someone to manage the property for them, i.e. a property management firm, the association would need to obtain a fidelity bond from the bond department.
  • Ordinance and Law — Covers the loss of value and increased cost due to the enforcement of municipal laws or ordinances regulating the construction or repair of damaged buildings caused by an insured loss.
  • Data Compromise and Identity Restoration — Provides coverage that work together to help your business and you get back on track after a data breach occurs or if you or the business owner becomes a victim of identity theft.

Contact Us Today

To learn more about Jackson Insurance Services or to speak with a member of our team, call us today at 801-264-1100. We are also located at 997 East 3900 South in Salt Lake City.

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