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Why Jackson Insurance Services and Bear River Mutual Insurance Company

Because Bear River Mutual Insurance Company is a mutual company, they have no investors or shareholders seeking company profits. Bear River Mutual Insurance Company’s policyholders are their owners, so Bear River Mutual passes those savings on to the policyholders in the form of lower rates. In addition, their qualification standards are more rigorous than most other insurance companies. This keeps their own costs low, which again translates into lower rates and better, more dedicated service to their customers. Jackson Insurance Services and Bear River Mutual’s commitment to Utah, and the values that they share here, has helped us to build a strong company with generations of loyal customers.
Jackson Insurance Services also represent several other major insurance companies that will in all likelihood satisfy your insurance needs and pocket book. Jackson Insurance Services has the resources and insurance companies to write almost any driver, regardless of driving record or insurance score rating.



Liability coverage is meant to protect you financially if an accident causes injury or damage to other people or property. Should you be sued, required to pay medical bills for others, or obligated to pay for repairs to property damaged by your accident, liability coverage will help cover those costs. Every state, including Utah, requires a certain minimum liability coverage level, so which coverage is right for you? Lower coverage can mean lower premiums but provides less protection in the case of a serious accident. Higher coverage will provide you much greater financial protection but may not fit within your budget. We can work closely with you to look at all of your coverage and help you find the right balance of cost and protection.

Physical Damage:

Comprehensive and Collision coverage to cover your vehicle should it be damaged in an accident. If this occurs, we can pay for accident-related repairs or even pay for the value of the vehicle should damages be that high.
For example, Collision Coverage protects you from accidental damages caused by a collision—regardless of who is at fault. Comprehensive Coverage helps repair damages caused by fire, theft, vandalism, hail, flooding and more.

Uninsured/Underinsured Motorist:

Make sure you’re protected by having UM/UIM coverage on your policy. Adding this option provides coverage for injuries that were caused by a driver who was not insured or inadequately insured.

Personal Injury Protection:

Personal injury protection coverage will help ensure that you have coverage for medical bills, lost wages, or loss of services. If needed, this coverage also provides for funeral expenses and survivor benefits.

24/7 Roadside Assistance:

You won’t find yourself stranded when you have this option on your policy. We can help with towing, lockout or even gas delivery.

Rental Car Reimbursement:

Your vehicle might need to be towed after an accident, or maybe you just need some help getting around while your vehicle is in the shop. With this coverage, we can help pay for a rental vehicle to keep you mobile after an accident.

Locate us as an Agent, Get a Bear River Insurance Quote Today

Looking for a quote on a home or auto policy? An authorized Bear River Mutual independent agent can provide all the information you need. Finding the insurance that is right for you can sometimes be challenging. Having someone who can help you navigate through all the different choices, definitions and options can be invaluable.

Find us as a listed Bear River Insurance Agent

Jackson Insurance Services formerly known as A Jackson Insurance
997 E 3900 S
Salt Lake City, Utah

About Bear River Mutual

Bear River Mutual Insurance Company is Utah’s oldest mutual property and casualty insurance company. The company was organized July 1, 1909 in the Northern Utah farming community of Garland along the banks of the Bear River. Formed shortly after Garland was founded, the company was formed to help local farmers obtain insurance at more affordable rates than Utah’s other companies offered.

The founders of the company realized that if they pooled their resources among a select group of insured, with similar values and characteristics, they could not only lessen the financial uncertainties that can come from a property or casualty loss, but also lessen the cost of that protection.

Where Values Count

At Bear River Mutual, values have always guided the way they conduct themselves and their business. Over our first century in business, times may have changed, but their dedication to these values has always served as the cornerstone of their company. Their slogan, “Where Values Count,” is a reflection of their past, present and future. It’s what distinguishes Bear River Mutual from other insurance companies.

Since Bear River Mutual only offers insurance in Utah, their policyholders work with local people on a one-to-one basis. This ensures the highest-quality personalized service available. Personal auto, homeowners, fire and umbrella insurance claims are always processed in a fair and responsive manner.

Claim Center

A Bear River Mutual Representative is standing by around the clock to help you file your claim and move forward with any necessary repairs. For faster resolution, please be prepared to provide the following information:

  • Insured’s Name
  • Address of Insured
  • Policy Number
  • Date of Damage or Injury

24 Hour Claims Reporting Service

Roadside Assistance
(801) 267-5000 option 2
(800) 925-5177 option 2

Auto Claims (except glass and roadside)
(801) 267-5000 option 3
(800) 925-5177 option 3

Property Claims (Home, Renters, etc.)
(801) 267-5000 option 3
(800) 925-5177 option 3

Auto Glass Claims
(801) 267-5000 option 4
(800) 925-5177 option 4

Service Center

Bear River Mutual’ service center is designed to help you file a claim quickly and efficiently.

There are many things Jackson Insurance Services can do for you as your agent:

  • Making changes or additions to your policy or your contact information
  • Answering questions about your coverage
  • Making a payment on your policy
  • Getting a quote for changes or additions to your policy

You can now view and download your policy, billing & ID Card documents and manage your E-Delivery preferences online! Register Now and Sign in.
If you are looking to get a price quote for a NEW policy, contact us and we can provide a quote for you and answer most all of your questions about Bear River Mutual coverage. Contact us at 801-264-1100.

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